American Express

Introduction

As you grow from one stage to the next, you need a financial services company who can offer a wide-ranging, flexible suite of business tools and benefits that evolve with you and your business. Whether you’re just starting out or scaling to new heights, a dedicated partner like American Express can provide you with the long-term support and resources.

From our Small Business Products to our Corporate Card for Startups*, you can be equipped with the powerful backing and working capital, plus all the benefits, business tools, and guidance that comes with American Express.

By learning more we can provide you with information that could help better your business.

About the offer

Spend $1,000 on eligible purchases within the first 30 days after approval for a new American Express® Corporate Card Program, Business Gold Card, Business Platinum Card, or The Plum Card, and earn a $1,000 statement credit. Terms apply.

Corporate Program for Startup Benefits:

Spend $1,000 on eligible purchases on your Card within the first month after approval for a new Corporate Card and receive $1,000 in statement credits. Terms apply.¹
Dynamic spending capacity lets you say yes to more opportunities†
†Dynamic spending capacity is not fixed. It adjusts with your bank account activity, spending and other factors.
No founder’s liability so you can concentrate more on solving problems without rethinking every spending decision²
Digital tools that help save time and manage cash flow, letting you and your team focus on taking your ideas to the next level
Premium Cards that recognize your team’s success and accomplishments
Ability to pool Membership Rewards® points across business and personal spending, so the rewards can flex to accommodate your bucket list and business goals if enrolled³
Early access to digital events and experiences that help you make an impression
Exclusive access to collaborative spaces like The Centurion® Lounges⁴ (only available to Corporate Platinum Card® Members).

Is the Corporate Program not what you’re looking for? With our suite of American Express Business Cards to choose from, you can feel empowered to work the way you want to with a Card tailored to your startup’s needs.

Terms & Conditions

*Eligibility for the American Express Corporate Program for Startups is determined by American Express in its sole discretion based on creditworthiness and other factors. Applicants will be required to set up automatic payments and to provide American Express with ongoing access to view one or more of the company’s business bank accounts, which American Express will use to help determine spending capacity.

1 To be eligible for this offer your Company must: (1) be a member or portfolio company of National Venture Capital Association, Start Up Grind, Inc, Southern California Biomedical Council, Capital Factory, Angel Capital Association, Global Accelerator Network LLC, or Silicon Slopes., (2) apply for the American Express® Corporate Card program or for an eligible Small Business Account between 02/15/2022 and 02/14/2023, and (3) and spend $1,000 (“Threshold Amount”) on eligible purchases in the first 30 days after approval using the Corporate Card program or Small Business Card Account.

In rare instances, your period to spend $1,000 may be shorter than 30 days if there is a delay in receiving your Card. Also, purchases may fall outside of the 30-day period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped).

Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of any cash equivalents.

Limit one offer per applicant Company. Offer may not be combined with any other special offer. Offer is not transferable. Offer not available to applicant Companies who currently have an American Express Corporate Card program or business card account.

This welcome offer not available to applicant Companies who have, or have had, an American Express Small Business Card Account or Corporate Card Program. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.

If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer (s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit Statement Credit to, we may freeze Statement Credit credited to, or we may take away Statement Credit from your account. We may also cancel this Card account and other Card accounts you may have with us.

American Express reserves the right to modify or revoke offer at any time.

Additional Terms and Disclosures for Corporate Card Program

For eligible new Corporate Card Accounts, a statement credit will be applied to the Central Bill account within 8 – 12 weeks after the Threshold Amount has been met and the Corporate Card program account bill is paid in full. The Corporate Card program account must not be canceled or past due at the time of fulfillment of this offer.

Eligible purchases made by the Central Bill Account and individual Cards issued on the account under the new Corporate Card program will count towards the Threshold Amount.

Additional Terms and Disclosures for Eligible Small Business Products

Eligible Small Business Card products include American Express® Business Gold, Business Platinum, and Plum Cards.

For eligible new Small Business Card Accounts, a statement credit will be applied to the Basic Card Member account within 8-12 weeks after the Threshold Amount has been met. The account must not be canceled or past due at time of fulfillment of this offer.

Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Limit one offer per applicant Company.

For Companies that have the American Express® Business Gold or Business Platinum Card, if the Small Business Card Account has a Pay in Full Balance and a Pay Over Time Balance when the statement credit is applied, the statement credit will first be applied to the Pay in Full Balance and any remainder will be applied to the Pay Over Time Balance. For additional information, please call the number on the back of your Card.

2 With full corporate liability, the company in whose name the Corporate Program was opened (and not the individual Card Members) is liable for all amounts due in connection with that Corporate Program, including, without limitation all charges made using any card, account access device or other payment device issued under that Corporate Program.

3 Enrollment in the Membership Rewards ® program is required. The Corporate Green Card and the Global Dollar Card – American Express® Corporate Card is charged a $55 annual enrollment fee. A program fee is not applied for the Corporate Gold Card, Corporate Platinum Card®, Global Dollar Card – American Express® Corporate Platinum Card, and Global Dollar Card – American Express® Corporate Executive Gold Card. Some Corporate Cards are not eligible for enrollment. For a full list of eligible Corporate Cards, please see the full Membership Rewards Terms and Conditions. Card Member eligibility for enrollment is based upon the company’s participation in the Membership Rewards program. Get one Membership Rewards point for every dollar or for every two dollars of eligible purchases charged on enrolled Corporate Green Cards, Corporate Gold Cards, and Corporate Platinum Cards®, depending on the earn rate selected by the company for its employees enrolled in the Membership Rewards Program. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents.

Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

4 Corporate Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge. Gold Card and Green Card Additional Cards on your Corporate Platinum Card account are not eligible for complimentary access. Card Members may bring up to two (2) complimentary companions into The Centurion® Lounge locations in the U.S., at Hong Kong International Airport and at London Heathrow Airport. Refer to the specific location’s access policy for more information. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, the Card Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Note that select lounges allow access to Card Members with a confirmed reservation for any same-day travel (departure or arrival). Refer to the specific location’s access policy for more information. Failure to present this documentation may result in access being denied. Card Members will not be compensated for changes in locations, rates or policies. A Card Member must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Card Member must be of legal drinking age in the location’s jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.